I have been in the financial services industry since 1980 and have over 30 years experience in financial planning, wealth management and employee benefits, specialising in providing financial planning to clients.

I have considerable expertise and an in-depth knowledge in all areas of financial planning, including personal and corporate financial planning, pensions, investment and protection.

As a financial adviser, my aim is to work closely with my clients to develop a trusted working partnership with them and their family in order to deliver both excellent value and quality advice for the long-term. Which can also mean working  closely with Solicitors, Accountants and Asset Managers to offer a complete financial planning service to my clients.

I have gained a wealth of knowledge in the Financial Services industry, working in this environment for more than 20 years. During this time I have worked with a number of independent financial advisers, insurance companies and banks. I have been with Cedarwood Wealth Management Ltd since 2012 and have a breadth of experience looking after both individual and corporate clients. I am currently working towards the chartered insurance institute (CII) chartered status.

Away from work I enjoy spending time with my family, listening to music, keeping fit and running up hills.

Although not planning a career in Financial Services after leaving college my first job was with a firm of Stockbrokers, followed by their Financial Services company when this was launched. I then worked with Skandia Life (now Quilter) for 24 years before joining our company in 2010.

I am responsible for the day to day administration of the office. As with the rest of the team I get involved in all aspects of administration and client servicing work, which makes for a hugely varied and interesting day.

Away from work I enjoy keeping active through swimming, working out at the gym and walking my dogs. I also enjoy the more leisurely pastimes of reading and cooking.

Having previously worked for Confederation Life (Sun Life of Canada) and Prudential, I joined the Company in 2005 therefore gaining a wide range knowledge and experience of the industry.

On a day to day basis I deal with all aspects of administration as well as various general office duties, ensuring the smooth running of the Business and also supporting the Directors which allows them to concentrate on advising clients.

When I’m not working I enjoy spending time with family and friends and also cooking.

I started my career in the financial industry handling mis-sold pension cases before moving into the Financial Crime sector working with high risk and politically exposed clients.

I joined the Financial Advice industry in 2019 and in this time have built up a vast array of knowledge in all areas of planning; as well as supporting the day-to-day servicing of our clients.

I obtained the Diploma in Regulated Financial Planning in March 2024 and have continued to learn and apply this knowledge in the management of our clients. I like to make meetings as relaxed as possible and believe an easy-going yet informative approach to providing advice is the surest way to building a lasting relationship with our clients.

Away from work, I enjoy spending my free time with my family and friends, taking in many of the outdoor activities and scenery the north of Scotland has to offer.

Having joined Cedarwood Wealth Management Ltd in 2017 I have been working towards the Diploma in Regulated Financial Planning, which I duly passed at the start of 2022. As part of the team of advisers at Cedarwood Wealth Management Ltd, I look forward to using my gained knowledge and skills to building a deeper relationship with our clients. With a background in teaching, I hope to simplify and explain the complex world of Financial Services for clients and make it accessible to all.

I take a professional yet personable approach to advising and strongly believe that a holistic, all-encompassing approach will lead to comprehensive financial plans tailored personally for each client. Alongside my financial planning work I continue to run a successful freelance fitness instructing business, which keeps me both physically and mentally fit and, should you ever come to visit us in the office, you may well come across my cockapoo Millie who often frequents the office and has me out on long walks come wind, rain or shine.

I have recently stepped into the Wealth Management world as an Administrator in 2022. After working in the energy sector for close to 10 years, a change of pace and direction was just what I needed. I really enjoy the varied work load that comes with my role.

Away from work I love to spend time with family and friends and walking to keep fit.

I've been in the financial industry since 1991 and gained a vast array of knowledge in all areas of advice throughout my career.

I work closely with experts from all other professions to ensure the very best financial advice can be provided to my clients.

Away from work, I enjoy walking my dog and loves to get involved in local community projects; such as being part of the team who organises the UK mainland’s most northernly music festival.

I have been involved in financial services since 2017. Originally, I came into the industry as a mortgage broker. Over the years I was eager to expand my knowledge on the wider financial world and achieved this by gaining my Diploma in Regulated Financial Planning.

I aim to use clear and concise language to help guide my clients through the complexities of various financial aspects. Leaving them with a comfortable level of understanding regarding their own, unique circumstances.

In my spare time, I have a passion for football coaching. I currently hold a UEFA A Licence and continue to coach at pro-youth level with a professional club.

I joined the team from Prudential in 2024 so am one of the newest members here. My previous experience includes working in Information Technology where I worked my way from Helpdesk to Network Administrator over a number of years so must say I was not planning a career in Financial Services. Following a break to take care of my children, I was asked to help arrange meetings for a Financial Adviser, this in turn provided me with experience in the industry and I am now lucky enough to be working with a great team here at Cedarwood Wealth Management Ltd.

When I am not working I enjoy spending time with my family and pets, hill walking , photography and growing my own vegetables.

I have been in Financial services for over 40 years , working for financial services companies such as Abbey life and Invesco before setting up my own practice which I subsequently sold.

I have been with Cedarwood for 10 years, as client services manager liaising directly with the directors.

I am the resident office dog at Cedarwood Wealth Management and will often be here to welcome you with a waggy tail and a toy. I am particularly partial to a carrot and love sharing sandwiches with my friends in the office.

Away from work I enjoy meeting new people and the adventure of a nice long walk, taking in the sights, sounds and smells that the world has to offer. I cannot wait to welcome you to the Cedarwood Wealth Management office.