Our Services
Investments
Everyone has financial needs. Funding an affordable solution to meet those needs is an area that many people seek advice upon. Your requirements today could be significantly different to those of the future. You may wish to plan for a child’s education, purchase a dream home, reduce your current tax liabilities or ensure a comfortable income in your retirement. Whatever your circumstances Cedarwood Wealth Management Ltd will assess your position and plan an appropriate solution.
Why would I Invest?
Wealth Growth and Financial Security
Investing strategically across assets such as stocks and shares is key for accumulating wealth and financial security. The goal is to outpace inflation, preserving or enhancing your spending power over time. This not only safeguards against economic shifts but also lays the groundwork for long term financial stability.
Income Generation
Investing provides a pathway to passive income, ensuring a reliable cash flow beyond regular earnings. Assets like dividend paying stocks contribute to financial stability and flexibility. This income generating approach serves as a buffer during economic uncertainties while maintaining or enhancing your spending power.
Retirement Planning
Investing is essential for effective retirement planning. Allocating funds into retirement accounts has its tax advantages and compound growth helps towards building a substantial nest egg. The aim is not just to accumulate wealth but to outpace inflation, preserving your purchasing power for a comfortable retirement. Starting early and consistently contributing to retirement accounts secures financial freedom once you finish working.
Investment faqs
Investments are financial assets like stocks, bonds, commercial property and more. The assets are purchased with the aim of growing your wealth over time. They can offer returns through capital appreciation and income such as dividends or interest.
The value of units can fall as well as rise, and you may not get back all of your investment.
To help guide and advise you, we at Cedarwood Wealth Management Ltd, typically follow these steps:
- We get to know you and your current circumstances and assist in setting clear financial goals.
- We build an investment strategy that aligns with your goals and your risk tolerance.
- We select specific investment vehicles that suit your strategy.
- We continually monitor your investments and work along side you to make any adjustments to your strategy as your circumstances may change over time.
Managing risk is crucial in investing. Diversification is a key strategy we use at Cedarwood Wealth Management Ltd. This means spreading your investments across different asset classes to reduce risk. Together with yourself, we will regularly review your investment so that it maintains the desired risk level and continues to suit your current circumstances and financial goals.
All investments carry some level of risk, and the value of investments can go up and down.
Yes of course we are. The world of investments is constantly changing, and regular reviews of every investment is recommended. Should you decide to move to Cedarwood Wealth Management Ltd, we will look at your existing setup and all possible implications of switching provider, including any fees, tax and more complex investments, to make sure it’s the right decision for you.
